Short answer: Link your PayPal account to your Offramp USD account, withdraw funds, convert instantly to stablecoins, and spend worldwide with your Offramp VISA card — no slow banks, no hidden commissions.
The problem freelancers face
If you’re a freelancer in LatAm, Africa, Southeast Asia, or a creator working with global clients, getting paid is often just the start of the challenge:
- PayPal and Payoneer can charge high withdrawal fees
- Local banks add slow processing times and poor exchange rates
- Your income loses value before it even reaches you
Offramp solves this with a direct USD account + global VISA card, giving you fast access, low fees, and flexible spending.
Step-by-Step: PayPal → Offramp VISA card
- Step 1: Open your Offramp app and get your USD account details (Routing Number, Account Number, Bank Name: Lead Bank).
- Step 2: Link Offramp USD account in PayPal under Wallet > Link a bank account. Complete micro-deposit verification (1–2 business days).
- Step 3: In PayPal, click Transfer Money → select your Offramp account → confirm withdrawal.
- Step 4: Funds arrive in 1–3 business days (Same-Day ACH available). Offramp charges only 0.5% receiving fee.
- Step 5: Convert to USDC instantly and spend anywhere VISA is accepted — online, in-store, or at ATMs.
Your gateway to US payments
No workarounds. No delays. The Offramp USD account is your personal entry point to the US banking system, built for global professionals.
Why it’s a game changer:
- Ultra-low fees — 0% account issuance, 0% maintenance, flat 0.5% receiving fee
- High transaction limits — $10k per transaction, $100k/month from business sources
- Multi-platform compatibility — PayPal, Wise, Payoneer, Airbnb, Deel, ACH, Wires, Google Pay, Apple Pay
- Fast transfers — Same-Day ACH or 1–3 business day standard ACH/Wire
Pro-tip for emerging markets: Skip the banking bottleneck
In many countries, withdrawing PayPal funds to a local bank means waiting days or weeks and losing 5–10% in fees. With Offramp, you:
- Link your Offramp USD account to PayPal — skip local bank delays
- Receive payments via ACH — Same-Day ACH for fastest delivery
- Hold funds in USD stablecoins — protect against currency devaluation
- Spend instantly worldwide — from buying coffee to paying for online subscriptions
It’s faster than Payoneer, cheaper than banks, and gives you instant purchasing power.
Why Offramp wins
Stop letting outdated systems dictate your income. Take control, eliminate the fees, and unlock the true potential of your global earnings.
- No account or maintenance fees — free to keep your account open
- Lower cost than PayPal/Payoneer withdrawals — save more on every transfer
- Global spending power — one card, any currency, anywhere VISA works
- Multi-platform earnings — withdraw from PayPal, Wise, Airbnb, Deel, Twitch, and more
Get started with Offramp today to experience financial freedom — faster payments, lower fees, and borderless spending.